Dashboard AI Coach

AI Financial Coach

Get personalized financial guidance 24/7 from our AI-powered coach

AI

Hello! I'm your AI Financial Coach. I can help you with:

  • Credit score improvement strategies
  • Loan eligibility and options
  • Financial planning advice
  • Debt management tips

What would you like to know?

Just now
You

How can I improve my credit score from 712 to 800?

2 minutes ago
AI

Great question! Based on your current profile, here are the top strategies to improve your score by 88 points:

1. Reduce Credit Utilization (Priority)
Pay down ₹50,000 to bring utilization below 30%. This alone can add 15-20 points.
2. Maintain Perfect Payment History
Continue on-time payments for 6 months to add 8-10 points.
3. Avoid New Credit Applications
Wait 3-6 months before applying for new credit to let inquiries age.
2 minutes ago
Show me my credit report Best loan options for me Debt consolidation advice EMI calculator
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Learning Resources

Credit Score Basics

Understanding how credit scores work and what factors influence them.

Loan Management

Tips for managing loans effectively and avoiding debt traps.

Financial Planning

Long-term financial planning strategies for homebuyers.